Treasury Solutions
Treasury management doesn't have to be complicated. Save time with comprehensive solutions that streamline day-to-day cash management so you can get back to managing your business.
As a business owner, you have much to do: pay vendors and employees; manage working capital; handle financial responsibilities; all while overseeing cash flow and your business's health! No matter the size of your business, our Treasury Solutions—technology, analytics, information, and people—remove the friction from those necessary tasks by providing the sophisticated automation and information needed to make the right decisions to Pay, Collect, Manage, and Protect.
Whether your business payment needs are simple, complex, or
somewhere in between, we offer a full range of digital tools to help you manage
your payments and stay ahead of your cash flow needs. From online and mobile
banking to fully integrated payment solutions, we help you leverage your
existing working capital to reduce debt and take advantage of additional
investment opportunities.
***ACH Rule Changes Coming in 2026 — What Businesses Should Know
New Nacha ACH rules take effect in 2026, aimed at reducing
fraud and improving payment clarity for businesses that send or receive ACH
payments.
What's changing:
• Fraud monitoring requirements will expand to most business ACH
Originators by June 19, 2026. Businesses that originate ACH must have
documented, risk-based processes to help identify fraudulent ACH activity.
• Certain transactions must use new required descriptions:
- Payroll payments must include
"PAYROLL" in the entry description field for all payroll payments initiated
after March 19, 2026.
What to do next:
Review your ACH payment processes to ensure you're ready ahead of the
deadlines. Please refer to our website
for additional details at nacha-rule-changes or at the NACHA website at www.nacha.org.
