Positive Pay and Payee Name Positive Pay

GBC Check Positive Pay helps businesses identify and return fraudulent items by comparing checks presented for payment with an electronically submitted issue file. Whether submitted with the electronic issue file or manually, via GBC Business Direct, Payee Positive Pay identifies payee alterations adding another layer of fraud detection and prevention. GBC also offers you the ability to review and return fraudulent items before posting to your checking account making reconciliation easier and account statements cleaner

Features and Benefits

  • Quickly identify unauthorized checks to prevent potential losses and legal fees
  • Easily return fraudulent checks to stop unauthorized transactions from posting to your account
  • Upload check issue files directly into GBC Business Direct or key in individual checks that missed the issue file upload
  • Customized online and mobile alerts notify you to review and decision suspected fraudulent checks whether in the office or on the go
  • Teller Positive Pay identifies fraudulent checks presented at any GBC branch giving tellers the ability decline the deposit
  • Payee Name Verification recognizes altered payee information by comparing the issue file to the presented check

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