Home Loans

Federal Housing Administration (FHA) Loans
Low credit? No problem. Credit scores as low as 600 accepted with just a 3.5% down payment. Great for first time buyers.

Veterans Affairs (VA) Loans
Exclusively for military service members, veterans, and their families, VA loans offer no down payment requirements, lower interest rates, and no private mortgage insurance (PMI).

United States Department of Agriculture (USDA) Loans
Perfect for rural and suburban home buyers, USDA loans offer zero down payment options and low-interest rates, making homeownership more accessible in eligible areas.

Jumbo Loans
Go big with flexible financing. These loans are designed for high-value properties that exceed conventional loan limits. Jumbo loans typically require a higher credit score and a larger down payment but offer competitive rates for qualified borrowers.

Bank Statement Loans
No tax returns, W-2s, or pay stubs required. Ideal for self-employed borrowers - qualify using your bank statements to verify income.

GBC Portfolio Loans
Tailored lending for unique situations. Perfect for borrowers who don't fit the traditional mold. We offer flexible solutions backed by local expertise.

DSCR Loans
Invest based on property income - not personal income. Designed for real estate investors. Approval is based on the property's rental income potential.

Non-Warrantable Condos
These loans cater to properties that do not meet conventional condo guidelines, such as those with high investor concentration or litigation issues. Non-warrantable condo loans offer flexible terms for unique properties.

Bridge Loans
Use the equity in your current home to purchase your next home—without waiting for your existing home to sell.

Conventional Loans
Strong credit = better terms. No upfront mortgage insurance, competitive rates, and higher loan limits for qualified borrowers.

Renovation Loans
The perfect loan package for homebuyers and homeowners tackling rehabilitation and repair of single-family properties with low down payment options.

Down Payment Assistance Programs
These programs provide financial support to home buyers who may struggle with the upfront costs of purchasing a home. They offer grants, second mortgages, or deferred loans to help cover the down payment and closing costs.

Home Equity Line of Credit (HELOC)
A HELOC allows homeowners to borrow against the equity in their home. It offers a flexible, revolving line of credit with competitive interest rates, making it a convenient option for home improvements, debt consolidation, or other expenses.