Rates

Effective August 16, 2021

APY = Annual Percentage Yield. The interest rate and annual percentage yield may change after account opening.

GBC Premier Checking

Balance Minimum Opening Deposit Interest Rate APY
Below $25,000.00 $100.00 0.35% 0.35%
$25,000.00+ $100.00 0.25% 0.35% to 0.28%
All Balances if qualifications not met $100.00 0.02% 0.02%

Qualifying for your full rewards requires no more than using the free services that come with your account. To earn your rewards, just do the following transactions and activities in your Premier Checking account during each Monthly Statement Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements

That's all. Even if you don't meet your qualifications during the cycle, your Premier Checking account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Deposit Accounts 

Account Minimum Opening Deposit Interest Rate APY
GBC Regular Savings $100.00 0.25% 0.25%
Platinum Money Market a,b $100.00 0.45% 0.45%


a) The interest rate and annual percentage yield may change after account opening.
b) Fees could reduce earnings on the account.

Interest Rates and Annual Percentage Yields are current as of August 16, 2021.

For current rate information call 866.711.4530

MEMBER FDIC

1776 Peachtree Street NW, Suite 300 | Atlanta, GA 30309

404.835.7272

We are GBC Cultivating Opportunity for Georgia's Growth