Personal Digital Banking

Consumer Checklist

Please review the checklist below and be sure to perform the actions listed on or before the indicated dates to avoid interruption in service.

Any template or user changes made on Georgia Primary Bank Business Online Banking after 8:15 am will need to be tracked and added during the Advance Preview Period.
Due August 15, 2025.
Watch for an email with your Business Direct Online Banking credentials. With these credentials, login to the Advance Preview Site to:
- Verify account information
- Verify profile information
- Review and set up users
- Review templates, including ACH and wire
  Due August 27, 2025 - September 10, 2025
Attend Business Direct Online Banking Direct Training
(We recommend accessing the Advance Preview Site during training)
Due September 3, 2025 and September 10, 2025
Reestablish Bill Pay payees
Print your current transaction history if you will need it prior to receiving interim bank statement.
Due September 12, 2025 at 4:00 pm
Print or download any transaction history including ACH, wire, and transfer history you might need for reference purposes.
Due September 12, 2025 at 4:00 pm
Print or save electronic bank statements that you may currently access via Georgia Primary Bank Direct.
Due September 12, 2025 by 4:00 pm
Print out account transfer information prior to conversion.
Due BY September 12, 2025 by 4:00 pm
Download the Georgia Banking Company mobile app on your mobile device
Due by September 15, 2025
Reestablish any scheduled transactions in Business Direct Online Banking.
Due on or after September 15, 2025

Beginning at 4:00 pm on September 12, 2025, Georgia Primary Bank Online and Mobile Banking will no longer be available.
Georgia Banking Company Digital Banking & Bill Pay for personal accounts will be available at 9:00 am on September 15, 2025 at georgiabanking.com or by downloading our mobile app via Apple’s App Store or Google’s Play Store. Your current Georgia Primary Bank username will be used to log in to your new Georgia Banking Company Digital Banking. Your temporary password will be the word: Welcome and the last four digits of your Social Security Number.
Georgia Banking Company will send a one-time security code (to log into Georgia Banking Company Online Banking for the first time) via phone call or text message to the phone number on record.
You will need to reenter your current payees in your new Georgia Banking Company Digital Banking via Bill Pay.

Access your personal deposit and loan accounts
View account transaction history and check images
View/print/download Statements
Change/update Statement Delivery Preference
Send person-to-person payments to friends and family with Zelle^®**
Deposit checks up to a $5,000 daily limit with the camera on your mobile device***
Pay your bills anywhere, any time with Bill Pay
Transfer funds immediately between accounts that you are the owner of at Georgia Banking Company or an external account

Credit score monitoring using Savvy Money
Add transaction alerts to notify of account activity
Open new personal accounts
Toggle between electronic and paper bank statements
Set up debit card controls
Zelle^®: Enjoy real-time money movement with Zelle by sending person-to-person payments to friends and family right from your internet browser or inside Georgia Banking Company's Mobile App! Payments sent between users with existing Zelle accounts usually process within minutes! Customers who might use Zelle at another participating financial institution will need to use an alternate phone number or email to use Zelle with Georgia Banking Company.

*	The Georgia Banking Company Mobile Banking App is available for Android and Apple IOS devices.
**	Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Transactions typically occur in minutes between enrolled users. If a recipient is not enrolled with Zelle^®M\, it could take one to three business days to receive the money once the enrollment is completed. Recipient must have a bank account in the US to use Zelle^®.
***	NOTE: Please read the Notice in the Check Deposit feature of Georgia Banking Company's Mobile App regarding check deposit limits.