Second Mortgage
![a body of water with trees and buildings in the background](https://transform.octanecdn.com/width/900/https://octanecdn.com/georgiabankingcom/georgiabankingcom_515173034.jpeg)
A second mortgage is a junior-lien taken out using your home as collateral, which is subordinate to a more senior mortgage or loan, also known as a first mortgage. For lien positioning, the second mortgage falls behind the first mortgage.
Please note that you will be required to create a secure account to begin the Loan Application process.
Mortgage Relationship Banking Team
![Michael Mock](https://transform.octanecdn.com/crop/400x400/https://octanecdn.com/georgiabankingcom/georgiabankingcom_183381020.jpeg)
Michael Mock
Director of Private Banking
NMLS ID #545210
GBC NMLS ID #418473
![Nicole Jimenez](https://transform.octanecdn.com/crop/400x400/https://octanecdn.com/georgiabankingcom/georgiabankingcom_185006578.png)