THINGS YOU
SHOULD KNOW
CALIFORNIA CONSUMER PRIVACY ACT
CALIFORNIA CONSUMER PRIVACY ACT PRIVACY POLICY
Your Rights Regarding Your Personal Information
(1)
Right to Know About Personal
Information Collected. You have the right to request that we disclose the personal information we collect and use about you.
PERSONAL INFORMATION COLLECTED
Personal
Information We Collected. We collected the following categories of personal information in the
preceding 12 months:
•
Identifiers, such as name and federal or state issued identification
numbers including Social Security number, driver's license number, and passport number
•
Personal information, such as telephone number, address, account
number and balance,
and signature
•
Characteristics of protected classes or groups
under state or federal law, such as sex or marital status
•
Commercial information, such as records
of personal property, products and services
obtained, and purchasing histories
•
Internet or online information such as browsing history and information
regarding interaction with websites, applications,
or advertisements
•
Geolocation data
•
Professional or employment-related information
•
Education information
Categories of Sources. We collected your personal information from the following
type of people or entities:
•
Direct from the consumer
•
Government entities
•
Operating systems and platforms
Business or Commercial Purposes. We collect your personal
information for these business or commercial purposes: Personal information is collected for everyday business
purposes, such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
This information is not sold.
NOTICE AT COLLECTION OF PERSONAL INFORMATION
Under California law, we are
required to provide you with timely notice about the categories of personal
information that we collect and the
purposes for which we may use your information. We will not collect additional
categories of personal information or use your
information for a materially different
purpose without providing you
notice.
We collect the following categories of personal
information:
•
Identifiers, such as name and federal or state issued identification
numbers including Social Security number, driver's license number, and passport number
•
Personal information, such as telephone number, address, account
number and balance,
and signature
•
Characteristics of protected classes or groups
under state or federal law, such as sex or marital status
•
Commercial information, such as records
of personal property, products and services
obtained, and purchasing histories
•
Internet or online information such as browsing history and information
regarding interaction with websites, applications,
or advertisements
•
Geolocation data
•
Professional or employment-related information
•
Education information
We may use the personal information
we collect for the following purposes: Personal information is collected for
everyday business purposes, such as
to process your transactions, maintain your account(s), respond to court orders
and legal investigations, or report to credit bureaus..
Our privacy policy can be found
here: For access to our Privacy Notice,
please visit our website at GeorgiaBanking.com.
(2)
Deletion of Personal
Information. You
have the right to request us to delete any personal information that we have collected about you. Subject to certain
exceptions, we will delete the personal information that we have collected
about you from our records, and we will direct any service provider
to delete your personal information from their records.
(3)
Right to Opt-Out. You have the right to
opt-out of the sale of your personal information to third parties at any time; however, we do not currently sell your personal
information.
(4)
Non-Discrimination. We will not discriminate
against you for exercising any of these rights. Unless permitted by the CCPA, we will not do any of the
following if you exercise any of your rights
listed above:
•
Deny you goods or
services;
•
Charge you different prices or rates for goods or services, including
through the use of discounts or other benefits or impose penalties;
•
Provide you a different
level or quality of goods or services;
or
•
Suggest that you may receive
a different price or rate for goods or services of a different level or quality.
How to Submit A Request Regarding Your Personal Information
You can submit
a verifiable request to us to exercise your right to know personal information
a business collects or uses and the right
to delete personal information collected by the business. We will confirm that
we received your request within 10 business days,
and we will provide you with information on how we will process your request.
We will respond to your request within 45 calendar
days once we receive your request. If we cannot verify your identity within
this time period, we may deny your request.
If we need more time, we will inform you of the reason for the delay
during this time period and may extend the time to respond up to
an additional 45 calendar days.
The process we will use to verify
your request to know the personal information collected or used about you and
your request to delete the personal
information, including any information you must provide, is sufficient
information that allows us to reasonably
verify you are the person from whom we collected personal
information..
Request to Know. You may submit a verifiable request to know the
personal information we collected, used, disclosed, or sold by calling us toll-free at 1-866-711-4530. You may also
submit your request to know by using any of the following methods:
•
Visiting our online form at: GeorgiaBanking.com
•
Mailing a request
to: 1776 Peachtree
Street NW Suite 300 Atlanta,
GA 30309
Request to Delete.
You may submit
a verifiable request
to delete the personal information we collected by:
•
Calling us toll-free at: 866.711.4530
•
Visiting our online form at: GeorgiaBanking.com
•
Mailing a request
to: 1776 Peachtree
Street NW Suite 300 Atlanta,
GA 30309
Authorized Agents. We may allow an authorized agent to make a
request to know personal information or a request to delete personal information on a consumer's behalf. If you are
an authorized agent, you may make these requests by following these instructions: please provide sufficient
information that allows us to reasonably verify you are an authorized agent for one or more of our clients from whom we collected
personal information.
Contact For More Information
For more information about
our privacy policies
and practices, you can contact
us by calling us at: 866.711.4530.